Insurance Loans


Available to members with active additional insurance whose premium contribution has been remitted to the Association through payroll deduction. A member may loan a maximum amount of P 300,000.00 with an interest rate for as low as 8% per annum.

Salary loan is payable up to five (5) years.


A member may apply for a Policy Loan after two (2) years of premium payment for Endowment Plans   (E-56, CEP, Endowment at 10,15,20 Years, Anticipated 20-Year Endowment, Easy Pay (10-20) Plan, Saver's Protection Plus (10-15) Plan); or three (3) years for Life Plans.

Policy Loan is payable in 6, 12, 18 and 24 months at 6% interest per annum.


All members of the AFP with Upgraded Basic Insurance and members of the BFP, BJMP and PCG with Upgraded Basic Insurance may avail of the Equity Loan amounting to 90% of total equity fund at 6% interest rate 


MEDAL is a loan privilege granted to all members who have active additional/optional insurance. Members may loan a maximum amount of P 50,000.00 payable in one year with 7% interest.

Note: Associate Members must be permanently employed to avail of the MEDAL.


AFPMBAI grants Calamity Loan to members who are assigned or living in areas hit by natural calamities. 

The Association shall determine eligibility of the loan based on the level of devastation of a region, city or province.


The Expanded Salary Loan is currently being offered to AFP officers aged 55 years, and is for compulsory retirement in one year.

Qualified members may loan a maximum amount equivalent to 25% of AFPPGMC lump sum computation not more than P 1,000,000.00.

 For more information, call us today at (02) 911-4051 



Dear AFPMBAI member-borrower:

This is to notify you that pursuant to Republic Act (R.A.) No. 9510 and its Implementing Rules and Regulations (IRR), creating the Credit Information Corporation (CIC), the AFPMBAI is mandated to submit your basic credit data (as defined in R.A. 9510 and its IRR), as well as any regular updates or corrections thereof, to the CIC for consolidation and disclosure as may be authorized by the CIC.  Consequently, your basic credit data may thus be shared with other lenders authorized by the CIC, and other credit reporting agencies duly accredited by the CIC, for the purposes of establishing your creditworthiness.

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